/* ============================================
   JF Acquisitions — Main Stylesheet
   ============================================ */

/* --- Google Fonts Import --- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800;900&display=swap');

/* --- CSS Variables --- */
:root {
  --navy: #1e3a5f;
  --navy-dark: #152c4a;
  --navy-light: #2a4f7f;
  --green: #10b981;
  --green-dark: #059669;
  --orange: #f97316;
  --orange-dark: #ea6c0a;
  --white: #ffffff;
  --off-white: #f8fafc;
  --light-gray: #f1f5f9;
  --border-gray: #e2e8f0;
  --text-dark: #1f2937;
  --text-medium: #4b5563;
  --text-light: #6b7280;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.08), 0 1px 2px rgba(0,0,0,0.05);
  --shadow-md: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.05);
  --shadow-lg: 0 10px 15px rgba(0,0,0,0.1), 0 4px 6px rgba(0,0,0,0.05);
  --shadow-xl: 0 20px 25px rgba(0,0,0,0.12), 0 10px 10px rgba(0,0,0,0.04);
  --radius-sm: 6px;
  --radius-md: 12px;
  --radius-lg: 20px;
  --transition: all 0.25s ease;
}

/* --- Reset & Base --- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

ul, ol {
  list-style: none;
}

/* --- Container --- */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

/* --- Typography --- */
h1, h2, h3, h4, h5, h6 {
  line-height: 1.2;
  font-weight: 700;
  color: var(--text-dark);
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.75rem, 4vw, 2.75rem); }
h3 { font-size: clamp(1.25rem, 3vw, 1.75rem); }
h4 { font-size: 1.125rem; }

p { color: var(--text-medium); }

.section-label {
  display: inline-block;
  background: rgba(16,185,129,0.12);
  color: var(--green-dark);
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
}

.section-title {
  color: var(--navy);
  margin-bottom: 16px;
}

.section-subtitle {
  font-size: 1.125rem;
  color: var(--text-medium);
  max-width: 580px;
  margin: 0 auto;
}

.text-center { text-align: center; }

/* --- Buttons --- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 15px 32px;
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  border: none;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(249,115,22,0.4);
}

.btn-primary:hover {
  background: var(--orange-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(249,115,22,0.5);
}

.btn-secondary {
  background: var(--white);
  color: var(--navy);
  border: 2px solid var(--border-gray);
}

.btn-secondary:hover {
  border-color: var(--navy);
  transform: translateY(-2px);
}

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.6);
}

.btn-outline-white:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--white);
}

.btn-lg {
  padding: 18px 40px;
  font-size: 1.1rem;
}

.btn-full {
  width: 100%;
}

/* --- Navigation --- */
.navbar {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: rgba(30, 58, 95, 0.97);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  transition: var(--transition);
}

.navbar.scrolled {
  box-shadow: var(--shadow-lg);
}

.navbar-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 70px;
  padding: 0 20px;
  max-width: 1200px;
  margin: 0 auto;
}

.navbar-logo {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.logo-main {
  font-size: 1.4rem;
  font-weight: 900;
  color: var(--white);
  letter-spacing: -0.02em;
}

.logo-sub {
  font-size: 0.65rem;
  font-weight: 500;
  color: var(--green);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.navbar-links {
  display: flex;
  align-items: center;
  gap: 32px;
}

.navbar-links a {
  color: rgba(255,255,255,0.8);
  font-size: 0.9rem;
  font-weight: 500;
  transition: var(--transition);
}

.navbar-links a:hover,
.navbar-links a.active {
  color: var(--white);
}

.navbar-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--orange) !important;
  font-weight: 700 !important;
  font-size: 1rem !important;
}

.navbar-phone:hover {
  color: var(--orange-dark) !important;
}

.navbar-cta {
  display: none;
}

.navbar-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  background: none;
  border: none;
}

.navbar-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: var(--transition);
  border-radius: 2px;
}

.navbar-toggle.open span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.navbar-toggle.open span:nth-child(2) {
  opacity: 0;
}

.navbar-toggle.open span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

/* Mobile Nav */
.navbar-mobile {
  display: none;
  background: var(--navy-dark);
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 20px;
}

.navbar-mobile.open {
  display: block;
}

.navbar-mobile a {
  display: block;
  color: rgba(255,255,255,0.85);
  font-size: 1rem;
  font-weight: 500;
  padding: 12px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  transition: var(--transition);
}

.navbar-mobile a:hover {
  color: var(--white);
  padding-left: 8px;
}

.navbar-mobile .btn-primary {
  margin-top: 16px;
  width: 100%;
  text-align: center;
}

/* --- Hero Section --- */
.hero {
  position: relative;
  min-height: 100vh;
  background: var(--navy);
  overflow: hidden;
  display: flex;
  align-items: center;
  padding: 100px 0 60px;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 70% 50%, rgba(16,185,129,0.08) 0%, transparent 60%),
    radial-gradient(ellipse at 20% 80%, rgba(249,115,22,0.06) 0%, transparent 50%),
    linear-gradient(135deg, #1e3a5f 0%, #152c4a 60%, #0f1f35 100%);
}

.hero-grid-overlay {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse at center, rgba(0,0,0,0.4) 0%, transparent 80%);
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.hero-content {
  color: var(--white);
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(16,185,129,0.15);
  border: 1px solid rgba(16,185,129,0.3);
  color: var(--green);
  font-size: 0.8rem;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 24px;
  letter-spacing: 0.05em;
}

.hero-badge .dot {
  width: 6px;
  height: 6px;
  background: var(--green);
  border-radius: 50%;
  animation: pulse 2s ease infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.3); }
}

.hero-title {
  font-size: clamp(2.2rem, 5.5vw, 3.8rem);
  font-weight: 900;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}

.hero-title .highlight {
  color: var(--green);
}

.hero-subtitle {
  font-size: clamp(1rem, 2.5vw, 1.2rem);
  color: rgba(255,255,255,0.8);
  margin-bottom: 32px;
  line-height: 1.6;
}

.hero-guarantees {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 36px;
}

.hero-guarantee {
  display: flex;
  align-items: center;
  gap: 7px;
  color: rgba(255,255,255,0.9);
  font-size: 0.9rem;
  font-weight: 500;
}

.hero-guarantee .check {
  width: 20px;
  height: 20px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 0.65rem;
  color: white;
}

.hero-phone-cta {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem;
  margin-top: 20px;
}

.hero-phone-cta a {
  color: var(--orange);
  font-weight: 700;
  font-size: 1.1rem;
  transition: var(--transition);
}

.hero-phone-cta a:hover {
  color: var(--orange-dark);
}

/* Hero Form Card */
.hero-form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: 0 25px 60px rgba(0,0,0,0.35);
  position: relative;
}

.hero-form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--green), var(--orange));
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.form-header {
  text-align: center;
  margin-bottom: 28px;
}

.form-header h3 {
  font-size: 1.35rem;
  color: var(--navy);
  margin-bottom: 6px;
}

.form-header p {
  font-size: 0.875rem;
  color: var(--text-light);
}

.form-group {
  margin-bottom: 16px;
}

.form-group label {
  display: block;
  font-size: 0.8rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--border-gray);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: 0.95rem;
  color: var(--text-dark);
  background: var(--white);
  transition: var(--transition);
  outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(30,58,95,0.08);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
  color: #a0aec0;
}

.form-group select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3E%3Cpath stroke='%236B7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='M6 8l4 4 4-4'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.form-privacy {
  text-align: center;
  font-size: 0.75rem;
  color: var(--text-light);
  margin-top: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
}

/* --- Trust Bar --- */
.trust-bar {
  background: var(--navy);
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 0;
}

.trust-bar-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 3px solid var(--green);
}

.trust-item {
  padding: 28px 24px;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,0.08);
  transition: var(--transition);
}

.trust-item:last-child {
  border-right: none;
}

.trust-item:hover {
  background: rgba(255,255,255,0.04);
}

.trust-number {
  font-size: 2rem;
  font-weight: 900;
  color: var(--orange);
  line-height: 1;
  margin-bottom: 4px;
}

.trust-label {
  font-size: 0.8rem;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  line-height: 1.3;
}

.trust-sublabel {
  font-size: 0.7rem;
  color: rgba(255,255,255,0.5);
  margin-top: 2px;
}

/* --- Sections Common --- */
section {
  padding: 90px 0;
}

.section-header {
  text-align: center;
  margin-bottom: 60px;
}

/* --- How It Works --- */
.how-it-works {
  background: var(--off-white);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 50px;
  left: calc(16.6% + 20px);
  right: calc(16.6% + 20px);
  height: 2px;
  background: linear-gradient(90deg, var(--green), var(--orange));
  z-index: 0;
}

.step-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 36px 28px;
  text-align: center;
  box-shadow: var(--shadow-md);
  position: relative;
  z-index: 1;
  transition: var(--transition);
  border: 1px solid var(--border-gray);
}

.step-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-xl);
  border-color: var(--green);
}

.step-icon-wrap {
  width: 80px;
  height: 80px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2rem;
  position: relative;
}

.step-number {
  position: absolute;
  top: -4px;
  right: -4px;
  width: 26px;
  height: 26px;
  background: var(--orange);
  border-radius: 50%;
  font-size: 0.75rem;
  font-weight: 800;
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
}

.step-card h3 {
  font-size: 1.2rem;
  color: var(--navy);
  margin-bottom: 10px;
}

.step-card p {
  font-size: 0.9rem;
  line-height: 1.6;
}

.step-time {
  display: inline-block;
  margin-top: 14px;
  background: rgba(16,185,129,0.1);
  color: var(--green-dark);
  font-size: 0.75rem;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 999px;
}

/* --- Benefits Comparison --- */
.benefits {
  background: var(--white);
}

.comparison-table {
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-gray);
  max-width: 900px;
  margin: 0 auto;
}

.comparison-header {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  background: var(--navy);
}

.comp-col-header {
  padding: 20px 24px;
  font-size: 0.85rem;
  font-weight: 700;
  color: rgba(255,255,255,0.7);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.comp-col-header.featured {
  background: var(--green);
  color: white;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 4px;
}

.comp-col-header.featured .header-badge {
  background: rgba(255,255,255,0.2);
  font-size: 0.65rem;
  padding: 2px 8px;
  border-radius: 999px;
  letter-spacing: 0.1em;
}

.comparison-row {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  border-top: 1px solid var(--border-gray);
  transition: var(--transition);
}

.comparison-row:hover {
  background: var(--off-white);
}

.comparison-row:nth-child(even) {
  background: var(--light-gray);
}

.comparison-row:nth-child(even):hover {
  background: #e8edf2;
}

.comp-cell {
  padding: 16px 24px;
  font-size: 0.9rem;
  display: flex;
  align-items: center;
}

.comp-cell.label {
  font-weight: 600;
  color: var(--text-dark);
}

.comp-cell.jf {
  background: rgba(16,185,129,0.06);
  justify-content: center;
  font-weight: 600;
  color: var(--green-dark);
  border-left: 2px solid rgba(16,185,129,0.2);
}

.comp-cell.traditional {
  justify-content: center;
  color: var(--text-light);
}

.check-icon { color: var(--green); font-size: 1.1rem; }
.cross-icon { color: #ef4444; font-size: 1.1rem; }

/* --- Who We Help --- */
.who-we-help {
  background: var(--light-gray);
}

.situations-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.situation-card {
  background: var(--white);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-gray);
  transition: var(--transition);
}

.situation-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--navy);
}

.situation-icon {
  width: 52px;
  height: 52px;
  background: var(--navy);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}

.situation-card h4 {
  font-size: 1rem;
  color: var(--navy);
  margin-bottom: 6px;
}

.situation-card p {
  font-size: 0.85rem;
  line-height: 1.5;
}

/* --- Testimonials --- */
.testimonials {
  background: var(--navy);
  position: relative;
  overflow: hidden;
}

.testimonials::before {
  content: '"';
  position: absolute;
  top: -40px;
  left: 50%;
  transform: translateX(-50%);
  font-size: 20rem;
  font-weight: 900;
  color: rgba(255,255,255,0.02);
  line-height: 1;
  pointer-events: none;
  font-family: Georgia, serif;
}

.testimonials .section-title {
  color: var(--white);
}

.testimonials .section-subtitle {
  color: rgba(255,255,255,0.7);
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: 32px 28px;
  transition: var(--transition);
}

.testimonial-card:hover {
  background: rgba(255,255,255,0.09);
  transform: translateY(-4px);
}

.testimonial-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
}

.star {
  color: #fbbf24;
  font-size: 1rem;
}

.testimonial-text {
  color: rgba(255,255,255,0.85);
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 24px;
  font-style: italic;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.author-avatar {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  font-weight: 800;
  color: white;
  flex-shrink: 0;
}

.author-info .name {
  font-weight: 700;
  color: var(--white);
  font-size: 0.9rem;
}

.author-info .location {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
}

.testimonial-tag {
  display: inline-block;
  background: rgba(16,185,129,0.2);
  color: var(--green);
  font-size: 0.7rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 999px;
  margin-top: 4px;
}

/* --- CTA Section --- */
.cta-section {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(16,185,129,0.1) 0%, transparent 70%);
  pointer-events: none;
}

.cta-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

.cta-content h2 {
  color: var(--white);
  font-size: clamp(1.8rem, 4vw, 2.5rem);
  margin-bottom: 16px;
}

.cta-content p {
  color: rgba(255,255,255,0.75);
  font-size: 1.05rem;
  margin-bottom: 28px;
}

.cta-features {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.cta-feature {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.85);
  font-size: 0.95rem;
}

.cta-feature .feature-check {
  width: 22px;
  height: 22px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.7rem;
  color: white;
  flex-shrink: 0;
}

.cta-form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: 0 25px 60px rgba(0,0,0,0.4);
}

.cta-form-card .form-header {
  margin-bottom: 24px;
}

.cta-form-card .form-header h3 {
  font-size: 1.25rem;
}

/* --- Footer --- */
footer {
  background: #0f1f35;
  color: rgba(255,255,255,0.75);
  padding: 60px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.5fr;
  gap: 40px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
  margin-bottom: 32px;
}

.footer-brand .logo-main {
  font-size: 1.5rem;
  color: var(--white);
  font-weight: 900;
}

.footer-brand .logo-sub {
  color: var(--green);
  font-size: 0.65rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-top: 2px;
}

.footer-desc {
  margin-top: 14px;
  font-size: 0.875rem;
  line-height: 1.7;
  max-width: 280px;
}

.footer-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--orange);
  font-weight: 700;
  font-size: 1.1rem;
  margin-top: 20px;
  transition: var(--transition);
}

.footer-phone:hover { color: var(--orange-dark); }

.footer-email {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.875rem;
  margin-top: 8px;
  transition: var(--transition);
  color: rgba(255,255,255,0.6);
}

.footer-email:hover { color: var(--white); }

.footer-col h4 {
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 20px;
}

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
}

.footer-links a:hover {
  color: var(--white);
  padding-left: 4px;
}

.footer-areas {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 4px;
}

.area-tag {
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.1);
  padding: 4px 10px;
  border-radius: 4px;
  font-size: 0.75rem;
  color: rgba(255,255,255,0.7);
  transition: var(--transition);
}

.area-tag:hover {
  background: rgba(255,255,255,0.12);
  color: white;
}

.footer-bottom {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}

.footer-bottom p {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
}

.footer-bottom-links {
  display: flex;
  gap: 24px;
}

.footer-bottom-links a {
  font-size: 0.8rem;
  color: rgba(255,255,255,0.4);
  transition: var(--transition);
}

.footer-bottom-links a:hover {
  color: rgba(255,255,255,0.7);
}

/* --- Floating CTA Bar (Mobile) --- */
.floating-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999;
  background: var(--navy-dark);
  border-top: 2px solid var(--orange);
  padding: 12px 16px;
  gap: 10px;
}

.floating-cta a {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  padding: 13px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 0.9rem;
  transition: var(--transition);
}

.floating-cta .float-call {
  background: var(--green);
  color: white;
}

.floating-cta .float-form {
  background: var(--orange);
  color: white;
}

/* ============================================
   Inner Pages Styles
   ============================================ */

/* Page Hero */
.page-hero {
  background: var(--navy);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse at 80% 50%, rgba(16,185,129,0.08) 0%, transparent 60%),
    linear-gradient(135deg, #1e3a5f 0%, #0f1f35 100%);
}

.page-hero-inner {
  position: relative;
  z-index: 1;
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.page-hero h1 {
  color: var(--white);
  margin-bottom: 16px;
  font-size: clamp(2rem, 5vw, 3rem);
}

.page-hero p {
  color: rgba(255,255,255,0.75);
  font-size: 1.1rem;
  max-width: 500px;
  margin: 0 auto;
}

/* How It Works Full Page */
.hiw-steps {
  counter-reset: step;
}

.hiw-step {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  padding: 70px 0;
  border-bottom: 1px solid var(--border-gray);
}

.hiw-step:last-child {
  border-bottom: none;
}

.hiw-step.reverse {
  direction: rtl;
}

.hiw-step.reverse > * {
  direction: ltr;
}

.hiw-step-visual {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  aspect-ratio: 4/3;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
}

.hiw-step-visual::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 30% 70%, rgba(16,185,129,0.15) 0%, transparent 60%);
}

.step-visual-icon {
  font-size: 6rem;
  position: relative;
  z-index: 1;
  opacity: 0.9;
}

.hiw-step-content .step-num {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--green);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 12px;
}

.hiw-step-content h2 {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  color: var(--navy);
  margin-bottom: 16px;
}

.hiw-step-content p {
  font-size: 1rem;
  line-height: 1.7;
  margin-bottom: 20px;
}

.hiw-bullets {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-top: 20px;
}

.hiw-bullet {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9rem;
  color: var(--text-medium);
}

.hiw-bullet .bullet-icon {
  width: 22px;
  height: 22px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.65rem;
  color: white;
  flex-shrink: 0;
  margin-top: 1px;
}

/* FAQ Section */
.faq-section {
  background: var(--light-gray);
}

.faq-list {
  max-width: 760px;
  margin: 0 auto;
}

.faq-item {
  background: var(--white);
  border-radius: var(--radius-sm);
  margin-bottom: 12px;
  border: 1px solid var(--border-gray);
  overflow: hidden;
  transition: var(--transition);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  background: none;
  border: none;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
  text-align: left;
  transition: var(--transition);
  gap: 16px;
}

.faq-question:hover { background: var(--off-white); }

.faq-icon {
  width: 28px;
  height: 28px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.1rem;
  flex-shrink: 0;
  transition: var(--transition);
  font-weight: 300;
  line-height: 1;
}

.faq-item.open .faq-icon {
  background: var(--green);
  transform: rotate(45deg);
}

.faq-answer {
  display: none;
  padding: 0 24px 20px;
  color: var(--text-medium);
  font-size: 0.95rem;
  line-height: 1.7;
  border-top: 1px solid var(--border-gray);
}

.faq-item.open .faq-answer {
  display: block;
}

/* About Page */
.about-mission {
  background: var(--off-white);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-visual {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  border-radius: var(--radius-lg);
  aspect-ratio: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 8rem;
  position: relative;
  overflow: hidden;
}

.about-visual::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(circle at 30% 70%, rgba(16,185,129,0.2) 0%, transparent 60%);
}

.about-content h2 {
  color: var(--navy);
  margin-bottom: 16px;
}

.about-content p {
  margin-bottom: 16px;
  line-height: 1.75;
}

.about-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 36px;
}

.about-stat {
  background: var(--white);
  border-radius: var(--radius-sm);
  padding: 20px;
  text-align: center;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border-gray);
}

.about-stat .stat-num {
  font-size: 2rem;
  font-weight: 900;
  color: var(--navy);
  line-height: 1;
  margin-bottom: 4px;
}

.about-stat .stat-lbl {
  font-size: 0.8rem;
  color: var(--text-light);
  font-weight: 500;
}

.values-section {
  background: var(--white);
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.value-card {
  padding: 32px 24px;
  border-radius: var(--radius-md);
  background: var(--off-white);
  border: 1px solid var(--border-gray);
  transition: var(--transition);
}

.value-card:hover {
  background: var(--white);
  box-shadow: var(--shadow-lg);
  border-color: var(--navy);
  transform: translateY(-4px);
}

.value-icon {
  font-size: 2.5rem;
  margin-bottom: 16px;
}

.value-card h3 {
  font-size: 1.1rem;
  color: var(--navy);
  margin-bottom: 8px;
}

.value-card p {
  font-size: 0.875rem;
  line-height: 1.6;
}

/* Contact Page */
.contact-section {
  background: var(--off-white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 40px;
  align-items: start;
}

.contact-info h2 {
  color: var(--navy);
  margin-bottom: 16px;
}

.contact-info p {
  margin-bottom: 32px;
  line-height: 1.7;
}

.contact-details {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 16px;
  background: var(--white);
  border-radius: var(--radius-sm);
  border: 1px solid var(--border-gray);
  transition: var(--transition);
}

.contact-detail:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--navy);
}

.detail-icon {
  width: 44px;
  height: 44px;
  background: var(--navy);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  flex-shrink: 0;
}

.detail-label {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 3px;
}

.detail-value {
  font-size: 0.95rem;
  font-weight: 600;
  color: var(--text-dark);
}

.detail-value a {
  color: var(--navy);
  transition: var(--transition);
}

.detail-value a:hover { color: var(--orange); }

.contact-form-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 44px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border-gray);
  position: relative;
}

.contact-form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--navy), var(--green));
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
}

.service-areas-section {
  background: var(--navy);
}

.service-areas-section .section-title {
  color: var(--white);
}

.service-areas-section .section-subtitle {
  color: rgba(255,255,255,0.7);
}

.counties-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.county-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: 32px 24px;
  transition: var(--transition);
}

.county-card:hover {
  background: rgba(255,255,255,0.1);
  transform: translateY(-4px);
  border-color: var(--green);
}

.county-name {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 16px;
}

.city-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.city-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.7);
  font-size: 0.875rem;
}

.city-list li::before {
  content: '→';
  color: var(--green);
  font-size: 0.8rem;
}

/* --- Animations --- */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-in {
  opacity: 0;
  transition: opacity 0.6s ease;
}

.fade-in.visible {
  opacity: 1;
}

.stagger > * {
  transition-delay: 0s;
}

.stagger > *:nth-child(1) { transition-delay: 0.1s; }
.stagger > *:nth-child(2) { transition-delay: 0.2s; }
.stagger > *:nth-child(3) { transition-delay: 0.3s; }
.stagger > *:nth-child(4) { transition-delay: 0.4s; }
.stagger > *:nth-child(5) { transition-delay: 0.5s; }
.stagger > *:nth-child(6) { transition-delay: 0.6s; }

/* Counter animation */
.count-up {
  display: inline-block;
}

/* Success message */
.form-success {
  display: none;
  text-align: center;
  padding: 40px 20px;
}

.form-success .success-icon {
  width: 70px;
  height: 70px;
  background: var(--green);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 2rem;
  color: white;
}

.form-success h3 {
  color: var(--navy);
  margin-bottom: 10px;
}

.form-success p {
  color: var(--text-medium);
}

/* Loading spinner */
.btn-loading {
  position: relative;
  pointer-events: none;
}

.btn-loading::after {
  content: '';
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255,255,255,0.4);
  border-top-color: white;
  border-radius: 50%;
  animation: spin 0.7s linear infinite;
}

@keyframes spin {
  to { transform: translateY(-50%) rotate(360deg); }
}

/* Scroll to top button */
.scroll-top {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 44px;
  height: 44px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  border: none;
  box-shadow: var(--shadow-lg);
  transition: var(--transition);
  opacity: 0;
  pointer-events: none;
  z-index: 100;
  font-size: 1.1rem;
  color: white;
}

.scroll-top.visible {
  opacity: 1;
  pointer-events: all;
}

.scroll-top:hover {
  background: var(--orange);
  transform: translateY(-3px);
}

/* ============================================
   Responsive Breakpoints
   ============================================ */

@media (max-width: 1024px) {
  .hero-inner { gap: 40px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .steps-grid::before { display: none; }
}

@media (max-width: 900px) {
  .situations-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; max-width: 520px; margin: 0 auto; }
  .cta-inner { grid-template-columns: 1fr; }
  .cta-inner .cta-form-card { max-width: 520px; margin: 0 auto; }
  .about-grid { grid-template-columns: 1fr; }
  .about-visual { max-width: 400px; }
  .contact-grid { grid-template-columns: 1fr; }
  .counties-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }
  .hiw-step { grid-template-columns: 1fr; }
  .hiw-step.reverse { direction: ltr; }
  .values-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  section { padding: 60px 0; }

  .navbar-links { display: none; }
  .navbar-toggle { display: flex; }
  .navbar-cta { display: none; }

  .hero { min-height: auto; padding: 90px 0 50px; }
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
    text-align: center;
  }
  .hero-guarantees { justify-content: center; }
  .hero-phone-cta { justify-content: center; }
  .hero-form-card { padding: 28px 20px; }

  .trust-bar-inner { grid-template-columns: repeat(2, 1fr); }
  .trust-item:nth-child(2) { border-right: none; }
  .trust-item:nth-child(1),
  .trust-item:nth-child(2) { border-bottom: 1px solid rgba(255,255,255,0.08); }

  .steps-grid { grid-template-columns: 1fr; max-width: 400px; margin: 0 auto; }

  .comparison-header { display: none; }
  .comparison-row {
    grid-template-columns: 1fr;
    border-top: 2px solid var(--border-gray);
    padding: 16px 20px;
    gap: 6px;
  }
  .comp-cell { padding: 2px 0; }
  .comp-cell.label { font-size: 0.85rem; color: var(--text-light); }
  .comp-cell.jf::before { content: 'JF Acquisitions: '; font-weight: 700; color: var(--green-dark); }
  .comp-cell.traditional::before { content: 'Traditional: '; font-weight: 500; color: var(--text-light); }
  .comp-cell.jf, .comp-cell.traditional { justify-content: flex-start; border-left: none; background: none; }

  .situations-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }

  .form-row { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .footer-bottom { flex-direction: column; text-align: center; }

  .floating-cta { display: flex; }
  .scroll-top { bottom: 80px; }

  body { padding-bottom: 70px; }

  .comparison-table { box-shadow: none; }
  .hiw-step-visual { max-width: 360px; margin: 0 auto; }
  .values-grid { grid-template-columns: 1fr; }
  .contact-form-card { padding: 28px 20px; }
}

@media (max-width: 480px) {
  .hero-title { font-size: 1.9rem; }
  .trust-bar-inner { grid-template-columns: 1fr 1fr; }
  .hero-guarantee { font-size: 0.82rem; }
  .btn-lg { padding: 15px 28px; font-size: 1rem; }
}